Benutzer - Profil |
Benutzer - Forum - Freunde - Gästebuch |
Kontakt | |
magnoliaxqmense (at) yahoo (dot) com | |
Homepage | http://pkv-tarifportal.de/ |
ICQ | -- |
MSN | -- |
Skype | -- |
Xfire | -- |
Telefon | -- |
Handy | -- |
Info |
Residents of Germany must carry some sort of insurance. For residents earning an income below a particular degree, the state helps to pay for the insurance. Those residents whose income is above a certain amount have to buy private health insurance. However, some residents have a mixture of coverage from both types of insurance. While it's the law in Germany to have health insurance, there are several insurance companies and they have to abide by specific rules. German Health Insurance companies must insure preexisting conditions, and they cannot cancel someone's coverage in case of a catastrophic illness. The focus is on the consumer's health, and not the business's gain. Types of Coverage For people who have to purchase private insurance, they have to get both hospital coverage and outpatient coverage. Other things that are required of specific demographics are pregnancy coverage as well as wellness services, which are also referred to as periodic check ups. Wellness services include annual visits to the doctor to stay on top of any health related problems and to provide screenings for a variety of age-related issues, general diseases not to mention cancer. Dentistry services are also considered medical services and they may be insured in the German health insurance plans. Specifications of Plans The insured population is anticipated to seek medical services from hospitals and physicians which are close in proximity as a way to keep the costs of the complete system down as much as possible. While health care in Germany can be considered rather expensive, the reason for mandatory health insurance is to instill the sense of wellness and show an appreciation for a healthy citizenry. Visit our website PKV-Tarifportal. |